{"id":2227,"date":"2020-06-23T23:31:45","date_gmt":"2020-06-24T06:31:45","guid":{"rendered":"http:\/\/shescribe.com\/?p=2227"},"modified":"2020-06-30T10:27:57","modified_gmt":"2020-06-30T17:27:57","slug":"breaking-my-broke-ass-mentality","status":"publish","type":"post","link":"https:\/\/shirscribe.com\/index.php\/2020\/06\/23\/breaking-my-broke-ass-mentality\/","title":{"rendered":"Breaking My Broke-Ass Mentality"},"content":{"rendered":"\n

I\u2019ve watched several news specials and read articles about rich people. One thing I\u2019ve discovered about them, is something I pride myself on \u2013 many of them are cheap as fuck. <\/p>\n\n\n\n

I never really thought much of our similarities until I worked this one customer service job that had a good number of rich people come through. I got to the point where I could almost tell when someone was going to plop down an American Express black card. <\/p>\n\n\n\n

Before they showed their card, they would literally ask for every discount under the sun \u2013 I mean, AAA, AARP, the sun is shining in Southern California, just anything \u2013 before buying the cheapest thing offered. I thought to myself, “How are you trying to save $10 when you spend at least $250,000 a year on that heavy ass card?”<\/p>\n\n\n\n

Like, the time wasted going through a list of discounts not offered is worth more than the discount you would have gotten had there been one. Then again, most of them were men, so maybe they were just happy to get a little extra time in my company.<\/p>\n\n\n\n

But anyway, after a while it dawned on me that I\u2019m exactly the same way. \u00a0But unlike them, when I\u2019ve tried to get the price down on something, it\u2019s not because I didn\u2019t want to pay more, it\u2019s because I literally didn\u2019t have any more money. Like if the price is $120 and I\u2019m trying to get it for $100, it\u2019s because $100 is all I got. \u00a0<\/p>\n\n\n\n

At least that\u2019s how it started. Then it just became a habit so that even if I had more, I either thought about other things I could do with the extra, or I simply wanted to wade in the high of getting the deal. But usually it\u2019s because I just didn\u2019t have the money.<\/p>\n\n\n\n

It all started for me when I was in high school. I would buy fast food without getting the drink. That would save me like a dollar. Even to this day, I rarely get a drink with my fast food orders (except at Thai food places, I like to have a Thai tea with my meal), I\u2019ll just drink water. It\u2019s funny \u2018cause now I rarely drink soda, even when it\u2019s free, I still choose water. Sugar causes wrinkles, you know. My youthful appearance thanks me.<\/p>\n\n\n\n

From fast food it just sprouted off to any and everything. I only buy clothes on sale. I will search the internet for hours over several days to get the cheapest airfare, hotel, car rental or just a car period. I often do my own hair so I don\u2019t have to pay for it. I volunteer for events so I can attend for free. Oh, and I return shit if I feel guilty after purchasing.  I\u2019m just constantly looking for ways to spend less money.<\/p>\n\n\n\n

Now that I\u2019m on unemployment and that extra $600 a week is set to end soon, and the job market is tough, it\u2019s kinda got me scrambling. I\u2019ve found myself trying to spend it wisely (like reduce my debt) so that when it\u2019s not around anymore, it won\u2019t be as hard on me.<\/p>\n\n\n\n

Then as I was thinking about buying some things that I want, like workout clothes, because I\u2019ve gained like eight pounds during this quarantine. That\u2019s in addition to the 15 I gained around the holidays at the end of 2019.<\/p>\n\n\n\n

Sorry, got a little sidetracked there, but as I was saying as I was calculating the costs of the workout clothes, against my budget, I realized with all the money I\u2019m throwing at my credit card debt, I wouldn\u2019t have enough money for my workout clothes.  That\u2019s when it dawned on me \u2013 do I want to keep up this broke-ass mentality? The mentality where I\u2019m always trying to make do with so little. Or do I need to focus on making more money so I can afford the things I want and need?<\/p>\n\n\n\n

Then earlier today I watched an old Instagram live post<\/a> where the speaker was saying the exact same thing. It was total confirmation. I need to focus on earning enough income that will allow me to pay down my credit card debt at the rate that I want, and buy the workout clothes.<\/p>\n\n\n\n

Since I can\u2019t do both right now, I\u2019ve decided to go with the workout clothes. I mean I\u2019m still going to pay down my credit card debt, just not at the rate that I would have been. And it\u2019s okay, because workout clothes are a noble purchase. It\u2019s important that I start exercising more, because I\u2019m going to need to stay healthy if I want to make more money.  <\/p>\n\n\n\n

I\u2019m turning over a new leaf. No more broke-ass mentality for me.<\/p>\n","protected":false},"excerpt":{"rendered":"

I\u2019ve watched several news specials and read articles about rich people. One thing I\u2019ve discovered about them, is something I pride myself on \u2013 many of them are cheap as fuck. I never really thought much of our similarities until…<\/p>\n

Read More<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"wprm-recipe-roundup-name":"","wprm-recipe-roundup-description":"","_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[2,4],"tags":[103,40,104,100,62,101,102,80],"class_list":{"0":"post-2227","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-career-and-goals","7":"category-on-my-mind","8":"tag-being-broke","9":"tag-debt","10":"tag-money-mentality","11":"tag-money-problems","12":"tag-paying-debt","13":"tag-saving-money","14":"tag-setting-money-goals","15":"tag-shopping","16":"entry"},"yoast_head":"\nBreaking My Broke-Ass Mentality - Shirscribe<\/title>\n<meta name=\"description\" content=\"One writer comes to terms with the fact that she needs to change her mind about how she's been spending and saving money.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/shirscribe.com\/index.php\/2020\/06\/23\/breaking-my-broke-ass-mentality\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Breaking My Broke-Ass Mentality - 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